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Recently, many creditors are moving clear of 80/20 jumbo loans. In the marketplace . offering lender paid mortgage insurance (LPMI) options to merge PMI with interest levels. If the debtor is taking higher interest rate, he can avoid PMI even with only 5-15% deposit. With this option, overall interest for your debtor might increase, but it really really will lessen the monthly money. It depends upon debtors, to somewhat of an people this choice might be suitable.